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Life Insurance Is Not Just To
Protect Your Love Ones
When Life Happens
It's to brings peace of mind, knowing that your loved ones are financially protected, no matter what. It’s a simple way to ensure that, even if the unexpected happens, your family can focus on what matters most without worrying about bills or expenses. Plus, it's the foundation of creating Generational Wealth!
VERIFIED AGENT
Marie Fitts (Pleasure to Meet You!)
Licensed Broker At MJ Insurance Group, we prioritize your financial security, so you can focus on living your best life. Our mission is to provide tailored solutions and strategies that help you achieve your financial goals with confidence
Whether you're preparing for a secure retirement, protecting your loved ones, or building generational wealth, we are here to guide you every step of the way.
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🌟 Let’s build your financial future together!
Trusted Partners
What is Life Insurance?
Life insurance isn’t just a policy it’s a commitment to the ones you love. We offer flexible plans tailored to your needs, so you can:
Secure Your Family’s Future: Safeguard your loved ones with financial stability in case of unexpected events.
Relieve Financial Burdens: Prevent unpaid debts like mortgages, loans, and other expenses from becoming a burden to your family.
Invest in Their Dreams: Provide the means for your children’s education and future aspirations.
Your Financial Future Is Your Priority. Our Priority Is You!
Did you know that nearly 40% of Americans don’t have Life insurance as part of their financial plan? But many of those same American's have a 401(k) that they don't understand and are tired of losing money when the market drops. This is where Life Insurance with "Cash Value" can truly be a game-changer for your family!
Although there's many types and uses for Life Insurance, with a Cash-Value Life Insurance policy, your policy's cash value can build over time giving you penalty-free access to your money when you need it and protects your income from market loss unlike the 401(k). As an added bonus, the Living Benefits rider allows you tap into your policy's death benefit (while your living) for emergencies and things your medical insurance doesn't cover like things like chronic and critical illness, or long-term care.
Common Types of Life Insurance
Term Life Insurance
Life insurance that provides coverage for a specific period of time, offering financial protection to beneficiaries in the event of the policyholder's death during the term.
Common Benefits.
• Low Cost: Affordable premiums, with a high Death Benefit
• Flexible Terms: Choose coverage duration.
• Family Protection: Financial security for loved ones.
Permanent Life insurance
Combines a death benefit with a cash value and grows tax-deferred.
Common Benefits
• Lifelong Coverage: Provides protection for your entire life.
• Cash Value Growth: Builds savings you can borrow or withdraw.
• Tax Advantages: Offers tax-deferred growth and tax-free death benefits.
• Living Benefits: Access Death Benefit for emergencies or critical illnesses while still alive.
Whole Life Insurance
A type of permanent life insurance that provides lifelong coverage, guaranteed cash value growth, and fixed premiums.
Common Benefits
• Lifetime Coverage: Ensures protection for your entire life.
• Cash Value Growth: Accumulates guaranteed cash value over time
• Fixed Premiums: Offers predictable payments that never increase.
Universal Life Insurance
A flexible permanent life insurance policy that combines a death benefit with the potential for cash value growth tied to stock market index performance.
Common Benefits
• Lifetime Coverage: Ensures protection for your entire life.
• Cash Value Growth: Accumulates guaranteed cash value over time
• Fixed Premiums: Offers predictable payments that never increase.
• Tax Perks: Tax-deferred growth and tax-free access.
Be confident in your financial future!
Safeguard Your Retirement Golden Years With Guaranteed Income For Life!
Did you know that one in four non-retired adults haven’t started saving for retirement? But don’t worry, it's not to late to have Guaranteed Income For Life!
With guaranteed income, you will have protection from market losses, and steady growth potential. Plus, you can roll over your 401(k), pension, mutual fund, or IRA and simplify your retirement planning while keeping your money safe and working for you even when you stop working. Plan your future with confidence, peace of mind and control of your money! Schedule a free consultation today!
Additional Services
Mortgage Protection
Protect your home and loved ones with Mortgage Protection Insurance. Ensure peace of mind, knowing your mortgage is covered in unexpected times.
Permanent Life Insurance
Secure your family’s future with Permanent Life Insurance. Enjoy lifelong coverage and build cash value for financial peace of mind.
Final Expense
Ease the burden on your loved ones with Final Expense Insurance. Ensure your end-of-life costs are covered, providing peace of mind during difficult times.
Will & Trust
Protect your legacy with a Will & Trust. Ensure your wishes are honored and your loved ones are cared for, no matter what the future holds.
Annuity
Provides guaranteed income during your retirement years with principle protection against downside market loss.
Universal Life Insurance ( IUL )
Offers flexible premiums, cash value growth linked to market indexes, and tax-deferred benefits.
Children's life insurance
Provides financial protection, builds cash value over time, offers locked-in low premiums, and ensures future insurability regardless of health conditions.
TESTIMONIALS
What Our Client Say
"MJ Insurance Group made securing my child’s future simple and stress-free. Their affordable premiums, cash value growth, and lifelong coverage give me peace of mind. The team is professional, caring, and always available to help. I highly recommend them to every parent!"
- Leeshawn
"MJ Insurance Group made choosing an IUL policy easy and stress-free. The flexibility, tax advantages, and cash value growth give me confidence in my financial future. Their team is knowledgeable, supportive, and truly cares about their clients. Highly recommend!"
– Lisa
Contact Us
We’d love to hear from you! Whether you have a question, need a quote, or just want to say hello, our team is here to help.
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